Supplementary Benefits
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- Waiver of Premium
- Accident Death Double
- Look Forward Critical
- Personal Accident Disability Benefit
- Last Expense
Waiver of Premium
- Covers total and permanent disability arising from either an accident or sickness.
- Apollo waives premiums during the period that the policyholder is totally disabled due to accident or ill health.
- Ensures policy remains in force even though the assured is unable to pay premiums.
- Helps to secure your family's welfare
Accident Death Double
- The benefit ensures the family welfare in the unfortunate event of the insured's death
- Cover provides payment of double the sum assured to the
beneficiary upon death of the policyholder due to an accident. - The benefit is based on the sum assured under the basic policy
Look Forward Critical
- Designed to provide a Lump Sum Cash benefit to help relieve financial prerssures following the diagnosis of a critical illness.
- Ensures that you can afford the best treatment and pay household expenses.
- Conditions covered include Heart Attacks, Cancer, Stoke, Kidney Failure, Paraplegia, Blindness, Major Organ transplant and many others.
- Inspite of belonging to a medical insurance scheme the advance treatment you need is likely to exceed the limit very quickly. Fortunately, Look Forward pays independently of any other benefit for which you may qualify.
- Look Forward is essential for peace of mind, and to reassure those who depend on you.
Personal Accident Disability Benefit
Covers Accidental Death
- Upon death by accident, the beneficary of the assured received an amount equivalent to the sum assured plus bonus is received upon maturity.
Covers total & permanent dismemberment
- Assured receives an amount equivalent to the sumassured upon being totally and permanetly dismemebered. This is beneficial to the assured as he/she may be unable to work, support the family and pay premiums. The policy remains in force and sum assured plus bonus is received upon maturity.
- Cover provides the assured with a weekly income for the period that the assured is totally disabled due to an accident.
- Covers medical expenses arising from accidental causes. Assured receives a weekly income while receiving medical attention.
Last Expense
- Cover provides immediate payment of death benefit to facilitate a decent funeral for a deceased life assured.
- Benefits limit is equal to 50% of the sum assured under the basic life policy subject to a maximum cover of Kshs. 50,000/=
- The benefit is accessible on a 24-hour basis, and also provides a worldwide cover.
- The assured can nominate anyone as the beneficiary and can change the same at any time.
- No medical tests are required.
